Choosing Financial Advisers (IFAs) - Top 10 Tips

10 Reasons Why Continuum Should Be Your Only IFA Decision


Following our advice process lets us give you the most suitable advice to meet your needs, goals and aspirations. We like to think of ourselves as the people who can help deliver dreams early. Whether this be owning that dream property on the beach, retiring early or simply protecting yourself and your family, we have the expertise to help you every step of the way.

Our Beliefs Harnessing the firm belief that all consumers have different circumstances dictating their need for individual and bespoke financial advice, a key strength of Positive Solutions' philosophy is the ability to respect and nurture the endeavours and individuality of customers and staff alike; thus facilitating an environment in which they can unite to achieve their goals.

1) Independence
In all its forms - independence of thought, independence from product providers when recommending a product to a client, independence of the individual so that they are not manipulated or controlled by others. Also, striving to help others become financially independent, which in tomorrow's increasingly economically-driven world will be the only real guarantee of creating and retaining an independent lifestyle.

2) Wealth Creation
Creating and conserving wealth for our clients is one of our primary aims.
This goes hand in hand with financial independence.

3) Honesty
This extends not only to our clients and employees, but also in the transparent way we deal with others.

4) Simplicity
We design and operate systems that are simple in their concept and delivery.
Financial planning should be a good experience, which is easy to understand by the consumer, not a confusing and jargon-filled nightmare. This means using the right method to deliver financial planning, which we believe for the vast majority of people is via face-to-face impartial and independent advice.

5) Self Reliance
Self-reliance we believe is about having the maturity and ability to face the true reality of our present situation. It's not anti-teamwork, but about each of us taking responsibility for our business and personal lives.

6) Team Working
An essential part of organisational life is the ability to build strong and highly motivated teams to tackle issues and run the business. We constantly seek to extend the parameters of our teams to include other stakeholders - our members, their clients, our professional connections and product providers. Solutions brought about through this process have more breadth and more certainty of success because of this wider involvement.

7) Winning
Finally, we believe in winning whatever arena we choose to participate in.
Not just winning, but the way in which we play in order to win is perhaps more important to us. Winning on behalf of our clients, means we win for ourselves.

8) Uniqueness
Positive Solutions have designed and built a financial planning process, which is unique in the UK. This has been designed to revolutionise the job carried out by our IFA partners, who are all qualified financial planners.

In doing so, it also revolutionises the way that independent financial planning can be brought to the consumer, thus providing benefits to a far wider audience.

9) People
We choose not to sell our services to all sections of the community, as this would be inappropriate to those consumers and unprofitable to us. Similarly, we are only looking for members of our organisation who have a certain profile and set of attributes. By doing so we are intentionally choosing not to be all things to all people, preferring to concentrate on selecting and then developing relationships with our target audience. Our people are therefore different, being selected on their ability to not only offer first-class advice, but also to contribute as true members of the organisation.

We believe in remunerating fairly and much better than the market average in order to attract and keep the best people. We also believe that the consumer is only as happy and well-served as the person dealing with them. Many organisations say their people are their major asset. We differ. People aren't assets - to be bought and sold - they are individuals dealing with individuals. Treating them in the right manner creates our strength.

10) Technology
Delivering true value to our clients means using the right mixture of people and technology. To do so we have invested heavily in systems specifically designed to both increase service levels to our clients whilst at the same time dramatically reducing costs.

For further information view Continuum Independent Financial Advisers